Senior Financial Crime Analyst

🔑 You’ll play a key role by...

• Owning our global risk controls for Exit & Defunds, Law Enforcement and Acceptable Use Standard, with end-to-end oversight of BAU performance across MBL and MBEU.
• Developing and improving control documentation and standards, balancing financial crime risk, operational efficiency and customer experience.
• Using data and trend analysis to monitor control effectiveness, identify emerging threats and spot opportunities to strengthen our controls.
• Making sure we have appropriate financial crime control coverage as Monzo launches new products and expands into new areas.
• Identifying and prioritising material risks, escalating these clearly to leadership alongside practical, evidence-based recommendations.
• Owning the investigation and remediation of incidents within your control areas and partnering with other Control Owners to resolve high-impact issues.
• Acting as a domain expert for your areas, providing technical guidance, sharing knowledge and helping build capability across the wider Financial Crime Collective.
• Leading cross-functional initiatives across Product, Operations and Engineering, building shared understanding and influencing teams towards compliant and customer-focused solutions.
• Taking on Nominated Approver and Financial Crime Floater responsibilities.

🤩 We’d love to hear from you if…

• You have strong financial crime and regulatory compliance expertise and are comfortable acting as a subject matter expert within your domain.
• You’re confident using data to understand control performance, identify weaknesses and make evidence-based recommendations — experience with tools such as Looker would be useful.
• You’re comfortable independently assessing and prioritising complex financial crime risks, making proportionate decisions and escalating material issues when needed.
• You communicate clearly and can adapt your approach for different audiences, from operational and technical teams through to senior leaders.
• You’re great at working cross-functionally and can build strong relationships across teams such as Product, Operations and Engineering to influence outcomes without relying on formal authority.
• You’re comfortable managing a complex portfolio and competing priorities, while maintaining a high bar for quality and proactively identifying opportunities to improve how we work.

🙌 What’s in it for you

💰 £59,500 - £80,500

ℹ️ Please note this will be a 12 month fixed-term-contract

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.